Goldify RuPay Prepaid Card

Gold on every purchase.Everywhere in India.

The one limitation every rewards app has — it only works inside the app. The Goldify Card removes that entirely. Every offline purchase, at every shop, anywhere in India, earns real 24K gold.

Every cardholder is a Goldify co-owner — the card is a capstone reward for sustained contribution, not a signup perk.

Check your eligibility How it works
RuPay
network
100%
offline coverage
1,500 VC
+ 90 days unlock
RuPay Network 24K Certified Gold RBI-Compliant Rails
•••• •••• •••• 4471
GOLDIFY MEMBERRuPay

Why the card exists

The app earns you
gold online.
The card earns you
gold everywhere else.

Most of what you spend doesn't happen on an app. The kirana store. The petrol pump. The local restaurant. The Goldify Card brings the same automatic gold-earning to every one of those moments — no separate app, no separate steps.

Kirana & local stores

Every neighbourhood purchase earns gold, the same as an online transaction.

Petrol pumps

Fuel spending — one of the largest recurring expenses — now earns gold too.

Restaurants & cafes

Dining out, anywhere in India, contributes to your gold vault.

Any online platform

Works as a regular prepaid card anywhere RuPay is accepted online too.

Eligibility

A capstone reward,
not a signup perk.

The Goldify Card unlocks once you've shown sustained commitment to the platform — not on day one. This keeps the card meaningful, and keeps Goldify's cost structure sound.

1,500
Value Coins earned

Equivalent to ≈₹1.5 lakh spent through Goldify over time — at ₹100 = 1 VC.

90
Days of active usage

Consistent platform activity over three months — not a one-time spend.

Card unlocked

Apply directly from your Goldify app once both conditions are met.

How it works

Tap to pay.
Gold credits
automatically.

01
Tap or swipe
Use the Goldify Card exactly like any RuPay card — at any terminal, any merchant, anywhere in India.
02
Transaction processes
Your purchase goes through the standard RuPay network, just like any other card payment.
03
Gold credits daily
A percentage of your spend converts to real 24K gold, credited to your Goldify vault.
04
Track in the app
See every card transaction and its gold credit live in your Goldify account.

Your gold, your card

Real gold.
Real custody.
Always yours.

24K 999 purity, BIS hallmarked
Every gram earned through the card meets the same certification standard as gold earned through the app.
Held with Augmont
Custodied with Augmont, one of India's leading regulated gold refiners — not held internally by Goldify.
Insured & independently audited
The vault is insured, with independent trustee audits confirming certified gold backs every gram credited.

Common questions

What cardholders
usually ask.

Is there a fee for the Goldify Card?
The card itself carries no joining fee. It is issued once you meet the Value Coins and active-usage threshold.
Does it work like a debit or credit card?
It's a RuPay Prepaid Card — you load and spend your own money, the same as any prepaid card, with gold earned on top of every transaction.
What happens if I fall below 1,500 Value Coins later?
Once issued, the card remains active. The threshold applies to initial eligibility, not ongoing use.
Can I use it outside India?
The Goldify Card is built on the RuPay network, which is primarily accepted within India.

Start earning toward your card

Every spend you make
today is a step
closer to the card.

Join Goldify, start earning Value Coins on everyday spending, and the card follows.

Join Now — it's free See all membership stages

The Goldify Card is a RuPay Prepaid Card issued subject to eligibility and KYC requirements. Gold calculations are estimates and may vary with live gold price.