Goldify for Business

Turn Employee Benefits Into Financial Wellbeing.

One card. Tax-efficient benefits. 24K gold rewards. Everyday financial value.

Give employees more value from the benefits they already receive — while giving HR one simple platform to manage benefits, rewards and engagement.

Tax-efficient benefits24K gold rewardsOne employee card
Employee holding the Goldify card
Meal24K GoldTax-efficient benefitsWellnessRewardsLearning

The big idea

Employee benefits shouldn’t end when the employee spends them.

Traditional benefits

Benefit
Spend
Gone
vs

Goldify

Benefit
Everyday Spend
Reward
24K Gold
Financial Value

One platform

One platform. Four ways to create more employee value.

Save

Tax-efficient employee benefits

Structure eligible employee benefits across everyday categories and make compensation work harder.

Spend

One employee card

Bring eligible employee benefits and everyday spending into one simple employee experience.

Reward

Reward employees in 24K gold

Move beyond generic vouchers. Recognise employees with something tangible they can keep.

Build

Build financial wellbeing

Turn everyday rewards and spending into tangible financial value — without asking employees to change their behaviour.

The benefits universe

Everything an employee needs. One place it lives.

Meal
Fuel
Wellness
Learning
Telecom
Work Essentials
Rewards
Gold

Tax-efficient benefits

Make every rupee of employee compensation work harder.

Goldify brings eligible employee-benefit categories into one digital benefits experience.

Meal

Eligible meal benefits for everyday food expenses.

Fuel

Support eligible fuel and mobility expenses.

Telecom & Data

Support eligible mobile, broadband and data expenses.

Learning & Development

Enable structured learning and development benefits.

Health & Wellness

Support eligible health and wellness programmes.

Office Wear

Cover eligible work-appropriate clothing needs.

Gadgets & Equipment

Enable eligible work-related equipment benefits.

Books & Periodicals

Support eligible reading and reference material.

Driver / Transport

Structure eligible driver and transport allowances.

Rewards

Recognise employees through the same platform.

Eligibility and tax treatment depend on the applicable rules and employee circumstances. Goldify enables administration of eligible benefit programmes; employers should validate tax treatment with their tax advisors.

Tax savings, illustrated

Potentially save thousands in taxes. Every year.

Illustrative example
₹1,00,000
₹20,000₹2,00,000

Illustrative marginal tax rate

Illustrative tax impact

Up to ₹0*

*Illustration only, based on the eligible benefit amount and illustrative marginal tax rate above. Actual tax benefit depends on benefit category, employee eligibility, applicable limits, documentation, tax regime, employer structure and prevailing tax rules.

Gold rewards

What if employee rewards weren’t just vouchers?

Reward employees in 24K gold.

From recognition to something employees can keep.

Arun

Outstanding Performance

₹5,000
₹5,000 reward
24K Gold
Added to employee account

How it works

From benefit to gold — in one simple experience.

01

Employer configures benefits

02

Employee receives benefits

03

Employee spends or claims eligible benefits

04

Employer rewards employees

05

Employee receives 24K gold

Employee experience

One card. One app. One employee experience.

Benefits, rewards, gold and everyday spending — all visible in one clean employee app, without turning into another cluttered banking dashboard.

9:41
P

Good morning

Priya

Gold balance

12.4 g

≈ ₹1,04,200+2.1g this month
Benefits
Rewards
Card
Offers

This month’s benefits

Meal benefit₹2,400 / ₹3,000
Wellness benefit₹800 / ₹2,000

Recent activity

Performance reward

+0.001g gold

+₹500

Telecom bill paid

Eligible benefit

-₹699
HomeBenefitsGoldProfile

HR experience

Less complexity for HR. More value for employees.

Overview

Acme Corp · Admin

HR
+4.2%

1,248

Active employees

+11%

₹18.2L

Benefits utilised

+8.6%

412 g

Gold rewarded

+3.1%

78%

Engagement

Benefit utilisation — last 6 months

MarAprMayJunJulAug

Recent rewards

A

Arun Mehta

Outstanding performance

+₹500
D

Divya Rao

Project milestone

+₹1,200
K

Karthik Iyer

Peer recognition

+₹300

Illustrative dashboard example — figures shown are not Goldify performance claims.

Configure benefitsAllocate budgetsReward employeesTrack utilisationManage campaignsView reportsMonitor engagement

Value on both sides

Built to work for everyone in the room.

For HR

  • One benefits platform
  • Easier administration
  • Digital claims
  • Employee engagement
  • Reward management
  • Reporting
  • Better benefits visibility

For Employees

  • More benefit choices
  • Potential tax efficiency
  • Everyday savings
  • 24K gold rewards
  • One simple experience
  • Financial wellbeing
  • Tangible rewards

Employee benefits are evolving

Traditional benefits were built around spending. Goldify is built around value.

 Traditional BenefitsModern BenefitsGoldify
Benefits
Rewards
Employee engagement
Digital experience
Gold rewards
Financial wellbeing
Everyday value
One unified experience
Everyday spend
Bills
Home
Travel
Building quietly, in the background

Financial wellbeing

Financial wellness without another financial habit to learn.

No spreadsheets.

No complicated budgeting.

No new financial routine.

Goldify works around spending employees already do — and creates opportunities for that spending and their rewards to generate more value.

In practice

Meet Priya.

Annual eligible benefits

₹1,00,000

MealWellnessLearningTelecom

Recognition rewards

₹10,000

Awarded across the year for great work.

Gold rewards

₹10,000

Credited as real 24K gold, hers to keep.

Illustrative employee journey — not a tax or investment projection.

Why HR teams choose Goldify

One decision. Six reasons it pays off.

Employee Engagement

Give employees benefits they actually value.

Financial Wellbeing

Help employees create tangible financial value.

Tax-efficient Benefits

Enable eligible benefit structures through a digital experience.

Recognition

Reward performance with 24K gold.

Digital Administration

Reduce fragmented benefit workflows.

Differentiation

Offer a modern benefit experience employees remember.

Your employees deserve more than another voucher.

Give them benefits that save. Rewards that matter. Gold they can keep.

FAQ

Questions HR teams ask us.

Goldify is an employee financial wellbeing and rewards platform. It brings tax-efficient employee benefits, digital rewards, 24K gold rewards and everyday spending into one card and app for employees, with a single platform for HR to configure and manage it all.

Let’s talk

Let’s build benefits employees actually value.

Book a demo and see how Goldify can transform your employee benefits programme.